Investments made
Simple, Fast, Easy

Welcome to the

Fast & Full®
Investment Application Process

To begin, click the button below

Imac
Recent updates
Jul 2026

Empire Life First Home Savings Account is now available! Help clients navigate buying a home with confidence. Learn More

Jul 2026

Registered Disability Savings Plans are now available! Visit our Advisor Resource Centre to learn more.

Jul 2026

Newly enhanced! You can now add up to 10 investment options to any application. Try it today!

Today’s Guaranteed Interest Option Rates

Guaranteed Interest Options are investment options available to you in the Empire Life Guaranteed Interest Contract (GIC) and other Empire Life products.

GIC Rates
Band
1
2
3
30 Days
1.300
1.425
1.550
90 Days
1.300
1.425
1.550
180 Days
1.300
1.425
1.550
Year 1
2.550
2.675
2.800
Year 2
2.950
3.075
3.200
Year 3
3.200
3.325
3.450
Year 4
3.400
3.525
3.650
Year 5
3.900
4.025
4.150
Year 6
3.600
3.725
3.850
Year 7
3.650
3.775
3.900
Year 8
3.700
3.825
3.950
Year 9
3.750
3.875
4.000
Year 10
3.800
3.925
4.050

INVESTMENT RESOURCES

Time Saving Tip

Beginning a new Fast & Full Investment Application? Please review our Client Checklist to ensure that you and your client(s) have all of the required information you'll need to complete the application successfully.

Fast & Full®
Investment Application Process